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FTC Complaint

A formal complaint filed with the Federal Trade Commission about unfair business practices.

📜 FTC Act, 15 U.S.C. § 41 et seq.📅 Since 1914
🇺🇸 United States

📖 What It Means

An FTC complaint is filed through ReportFraud.ftc.gov against companies engaging in unfair or deceptive trade practices. While the FTC doesn't resolve individual complaints, the data feeds into enforcement priorities. When enough consumers report the same company, the FTC may take action. Mentioning the threat of an FTC complaint in dispute letters often motivates faster resolution.

✅ Key Points

  • 1File free at ReportFraud.ftc.gov
  • 2FTC does not resolve individual cases — but data drives enforcement
  • 3Complaint data is shared with 3,000+ law enforcement partners
  • 4Effective threat in dispute letters — companies want to avoid FTC scrutiny
  • 5FTC has fined companies millions for subscription traps (Noom: $62M, BetterHelp: $7.8M)

💡 How to Use This

Always mention that you will file an FTC complaint in your dispute letter. Even though the FTC doesn't resolve individual cases, the threat of regulatory attention is powerful motivation for companies.

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⚖️ Legal Citation

FTC Act, 15 U.S.C. § 41 et seq.

Use this citation in your dispute letters for legal weight.

🔗 Related Terms

CFPB Complaint

A formal complaint filed with the Consumer Financial Protection Bureau against a financial institution.

FTC Click-to-Cancel Rule

Federal regulation requiring businesses to make cancellation as easy as signing up.

ROSCA (Restore Online Shoppers' Confidence Act)

Federal law requiring clear disclosure before charging for online subscriptions.

Dark Patterns (Deceptive Design)

User interface designs that trick users into unintended actions like subscribing or preventing cancellation.

Ready to fight back?

Use our free templates with FTC Complaint citations built in.

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