What does Dispute Gremlin cost?

Every template is free. No account required. No hidden paywalls.

100%. These are factual letters citing real laws and company policies. This is not legal advice — see an attorney for specific claims.

Search, pick a template, copy, paste into their support form. Done. The Chrome extension does it automatically.

What is the Chrome extension?

It detects when you are on a supported site and surfaces the right dispute template. One click to copy.

My company is not listed. Now what?

Vote on any page to prioritize it, or email us — we add about 5 services per week.

Which is easier to cancel: NordVPN or Surfshark?

NordVPN and Surfshark have different cancellation processes. See our detailed comparison for step-by-step guides, difficulty ratings, and legal tips for each service.

Can I get a refund from NordVPN or Surfshark?

Refund policies vary. 30-day money-back guarantee on all plans. After 30 days, no refunds. Auto-renewal at full (non-promotional) price. // 30-day MBG (initial purchase). No renewal refund. Google Play: 48h refund via Google, then Surfshark support. App Store: Apple only.

NordVPN vs Surfshark: VPN Refund Policy Face-Off (2026)

🔒NordVPNView templates →

🦈SurfsharkView templates →

📊 Cancellation Difficulty

NordVPN

6/10

Surfshark

6/10

Winner: 🔒 NordVPN (score: 6/10 — lower is easier)

⚖️ Side-by-Side Comparison

	🔒 NordVPN	🦈 Surfshark
Refund Policy	30-day money-back guarantee on all plans. After 30 days, no refunds. Auto-renewal at full (non-promotional) price.	30-day MBG (initial purchase). No renewal refund. Google Play: 48h refund via Google, then Surfshark support. App Store: Apple only.
Known Issues	Auto-renewal at much higher price; 2-year plan commitment; Slow processing of refund requests; Additional services (Threat Protection, Meshnet) billed separately	30-day MBG does not apply to renewals; App Store purchases: Apple-only refund; Auto-renewal at full price after promo period
Tactics	NordVPN uses long-term plan discounts (2-year plans) with auto-renewal at full price after initial term.	Surfshark offers 30-day MBG for direct purchases (not renewals). Cancel auto-renewal via account. Refund via live chat or support ticket. App Store refunds via Apple only.
Category	software	software
Regions	GLOBAL	GLOBAL

🚀 Take Action

💰 NordVPN Refund Guide 💰 Surfshark Refund Guide 🗑️ Delete NordVPN Account 🗑️ Delete Surfshark Account

🔄 Related Comparisons

Adobe vs CanvaCancel Without Early Termination Fee Norton vs McAfeeAuto-Renewal Cancellation Battle Norton vs KasperskyWhich Antivirus is Harder to Cancel?NordVPN vs ExpressVPNMoney-Back Guarantee Comparison

Need help canceling?

Free templates for both NordVPN and Surfshark.

NordVPN →Surfshark →