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Home›Learn›Cooling-Off Period
consumer rights

Cooling-Off Period

A legally mandated time window to cancel a purchase and get a full refund.

📜 16 CFR Part 429 (US), EU Directive 2011/83/EU, UK CCR 2013📅 Since Varies by jurisdiction
🇺🇸 United States🇪🇺 European Union🇬🇧 United Kingdom

📖 What It Means

A cooling-off period is a legally mandated time frame during which a consumer can cancel a contract or purchase and receive a full refund — no questions asked. In the US, the FTC's Cooling-Off Rule gives 3 days for door-to-door sales over $25. In the EU, the Consumer Rights Directive provides 14 days for online and distance purchases. Many states have additional cooling-off rules for specific industries.

✅ Key Points

  • 1US FTC Rule: 3 business days for door-to-door sales over $25
  • 2EU Consumer Rights Directive: 14 days for online/distance purchases
  • 3UK: 14 days for most online purchases (Consumer Contracts Regulations 2013)
  • 4Does not apply to perishable goods, digital content once downloaded, or bespoke items
  • 5Must send written notice of cancellation within the cooling-off period

💡 How to Use This

Always check if a cooling-off period applies to your purchase. For EU online purchases, you have 14 days to return most items — and the company must refund within 14 days of receiving the returned goods.

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⚖️ Legal Citation

16 CFR Part 429 (US), EU Directive 2011/83/EU, UK CCR 2013

Use this citation in your dispute letters for legal weight.

🔗 Related Terms

Early Termination Fee (ETF)

A penalty charged for canceling a contract before its end date.

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