What does Dispute Gremlin cost?

Every template is free. No account required. No hidden paywalls.

100%. These are factual letters citing real laws and company policies. This is not legal advice — see an attorney for specific claims.

Search, pick a template, copy, paste into their support form. Done. The Chrome extension does it automatically.

What is the Chrome extension?

It detects when you are on a supported site and surfaces the right dispute template. One click to copy.

My company is not listed. Now what?

Vote on any page to prioritize it, or email us — we add about 5 services per week.

Which is easier to cancel: Equinox or Orangetheory Fitness?

Equinox and Orangetheory Fitness have different cancellation processes. See our detailed comparison for step-by-step guides, difficulty ratings, and legal tips for each service.

Can I get a refund from Equinox or Orangetheory Fitness?

Refund policies vary. ETF applies. No pro-rated refund for current month. Must provide 45-day written notice. // Varies by studio franchise. Most require 30-day written notice. No partial month refunds.

Equinox vs Orangetheory: ETF & Cancellation Policy (2026)

🏛️EquinoxView templates →

🍊Orangetheory FitnessView templates →

📊 Cancellation Difficulty

Equinox

6/10

Orangetheory Fitness

7/10

Winner: 🏛️ Equinox (score: 6/10 — lower is easier)

⚖️ Side-by-Side Comparison

	🏛️ Equinox	🍊 Orangetheory Fitness
Refund Policy	ETF applies. No pro-rated refund for current month. Must provide 45-day written notice.	Varies by studio franchise. Most require 30-day written notice. No partial month refunds.
Known Issues	NYC AG 2025 settlement — cite as leverage; $100+ ETF even for month-to-month; 45-day cancellation notice requirement	Policy varies by franchise location; 30-day written cancellation notice required; No partial month refunds; Freeze fees instead of cancellation; Initiation fee non-refundable
Tactics	Equinox charges early termination fee. Must cancel 45 days before billing date. NYC AG settlement in 2025 for deceptive cancellation practices. Relocation exception if no club within 25 miles.	Orangetheory uses studio-level membership. Cancellation policy varies by franchise location.
Category	fitness	fitness
Regions	US	US, CA, GLOBAL

🚀 Take Action

💰 Equinox Refund Guide 💰 Orangetheory Fitness Refund Guide 🗑️ Delete Equinox Account 🗑️ Delete Orangetheory Fitness Account

🔄 Related Comparisons

Planet Fitness vs LA FitnessGym Membership Cancellation Battle Planet Fitness vs Anytime FitnessWhich Gym Has the Worst ETF?Peloton vs ClassPassSubscription Cancellation & Refund

Need help canceling?

Free templates for both Equinox and Orangetheory Fitness.

Equinox →Orangetheory Fitness →