State Consumer Protection Laws: Your Cancellation Rights by State
From California's ARL to New York's GBL 527 — know which state laws protect your right to cancel subscriptions.
Why State Laws Matter
Federal law (FTC) sets the floor, but many states provide stronger protections. Knowing your state-specific rights gives you additional leverage in disputes. Companies often comply with the strictest state law nationwide.
California
Auto-Renewal Law (ARL): Requires clear disclosure + online cancel option. AB-390: May void early termination fees for annual-to-monthly conversions. CCPA: Right to data deletion + opt-out of data sales. Cal. Civil Code § 1789.3: Right of cancellation for online contracts.
New York
GBL § 527: Written notice required before auto-renewal. Deceptive Practices Act: Broad protection against misleading subscription practices. NYC AG has been active against gym (Equinox 2025) and subscription companies.
Illinois
815 ILCS 601: Automatic Contract Renewal Act requires clear disclosure. Biometric Information Privacy Act (BIPA): Companies must get consent for facial recognition/biometric data.
Florida
Florida Deceptive and Unfair Trade Practices Act: Broad consumer protection. Automatic Renewal Statute: Requires affirmative consent for auto-renewal charges.
Texas
Texas Deceptive Trade Practices Act: Allows treble damages for deceptive practices. Texas Business and Commerce Code: Requires clear auto-renewal terms.
Use Your State Law
When writing a dispute letter, cite both federal (FTC) and your state's specific law. Use Dispute Gremlin's AI to auto-detect the right citations based on your state.
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