How to Cancel Any Gym Membership: Complete 2026 Guide
Planet Fitness, Equinox, LA Fitness, Anytime Fitness — the definitive guide to canceling gym memberships, avoiding ETFs, and getting refunds.
Why Gym Cancellations Are Notorious
The fitness industry relies on "ghost members" — people paying but not attending. The FTC estimates 6.7% of gym revenue comes from members who want to cancel but can't navigate the process. Knowing your rights changes everything.
Planet Fitness
Requires: in-person visit OR certified mail (no phone/online). 10-day notice before billing date (17th of month). $49 annual enhancement fee non-refundable. Tip: Send certified mail with return receipt — it's legally strongest.
Equinox
45-day written notice required. $100+ ETF. NYC AG 2025 settlement — cite this as leverage. Tip: If you relocate 25+ miles from any Equinox location, you may qualify for ETF waiver.
Anytime Fitness
Franchise-based — each location has different terms. Typical: 30-day written notice, 12-month contract with ETF equal to remaining value. Tip: Ask for your signed contract — if they can't produce it, you have leverage.
LA Fitness
Must cancel in person or via certified mail. No online option. Must return key fob. Freeze option available as interim step ($5-15/mo). Month-to-month members: 15-day notice before billing date.
Peloton
Separate hardware and subscription billing. 30-day hardware return with $250 pickup fee. App subscription: no partial refund. Tip: Cancel subscription before returning hardware.
Your Rights
Many states have specific gym membership cancellation laws. Check your state AG website. Use Dispute Gremlin templates if the gym refuses your cancellation request.
Need help with a dispute?
Free templates for 173+ services with legal citations.